KonferensiyaMamutova Aygul Kalmurzayevna
10.5281/zenodo.20725832
Annotatsiya
foydalanishning nazariy-uslubiy asoslari, amaliy jihatlari hamda iqtisodiy samaradorligi tadqiq etilgan. Raqamli iqtisodiyotning jadal rivojlanishi, moliyaviy xizmatlarga bo‘lgan talabning ortishi va banklar o‘rtasidagi raqobatning kuchayishi sharoitida sun’iy intellekt texnologiyalari bank sektorini modernizatsiya qilishning muhim vositalaridan biriga aylanmoqda. Tadqiqotda sun’iy intellektning kreditlash jarayonlari, risklarni boshqarish, firibgarlikni aniqlash, mijozlarga xizmat ko‘rsatish, moliyaviy monitoring, biznes jarayonlarni avtomatlashtirish hamda strategik qarorlar qabul qilishdagi o‘rni va ahamiyati tahlil qilingan.
Kalit so'zlar:
sun’iy intellekt, bank xizmatlari, raqamli bank, fintech, mashinaviy o‘qitish, Big Data, kredit skoringi, risk menejment, chatbotlar, raqamli transformatsiya, kiberxavfsizlik, moliyaviy texnologiyalar.
Foydalanilgan adabiyotlar
1. Stuart Russell, Peter Norvig. Artificial Intelligence: A Modern Approach. 4th Edition. – Pearson Education, 2021. – 1136 p. 2. Frederic Mishkin. The Economics of Money, Banking and Financial Markets. 13th Edition. – Pearson, 2021. – 720 p. 3. Trevor Hastie, Robert Tibshirani, Jerome Friedman. The Elements of Statistical Learning: Data Mining, Inference and Prediction. – Springer, 2021. 4. World Bank. Digital Financial Services and Financial Inclusion Report. – Washington, DC, 2023.5. International Monetary Fund. Artificial Intelligence and the Future of Finance. –
Washington, DC, 2024.
6. Organisation for Economic Co-operation and Development. Artificial Intelligence in
Finance and Banking. – Paris, 2023.
7. Bank for International Settlements. Artificial Intelligence and Machine Learning in
Financial Services. – Basel, 2024.
8. McKinsey & Company. The State of AI in Financial Services 2024. – New York, 2024.
9. Deloitte. AI and Digital Transformation in Banking. – London, 2023.
10. PwC. Financial Services Technology Survey. – London, 2024.
11. Accenture. Banking Technology Vision Report. – Dublin, 2023.
12. IBM. Artificial Intelligence for Banking Industry. – New York, 2023.
13. Central Bank of the Republic of Uzbekistan. O‘zbekiston Respublikasi bank tizimini
rivojlantirish bo‘yicha yillik hisobot. – Toshkent, 2024.
14. O‘zbekiston Respublikasi Prezidentining “2022–2026 yillarga mo‘ljallangan Yangi
O‘zbekistonning Taraqqiyot strategiyasi to‘g‘risida”gi Farmoni. – Toshkent, 2022.
15. O‘zbekiston Respublikasi Prezidenti huzuridagi Statistika agentligi. O‘zbekiston
Respublikasining ijtimoiy-iqtisodiy rivojlanish ko‘rsatkichlari. – Toshkent, 2024.
16. Karimov B.B. Bank xizmatlarini raqamlashtirish va sun’iy intellekt texnologiyalaridan
foydalanish istiqbollari. // Iqtisodiyot va innovatsion texnologiyalar. – Toshkent, 2023. –
№5. – B. 45–53.
17. Rasulov A.A. Tijorat banklari faoliyatida raqamli texnologiyalarni joriy etish
samaradorligi. // Moliya va bank ishi. – Toshkent, 2023. – №4. – B. 28–36.
18. Yuldashev Sh.X. Sun’iy intellekt asosida bank risklarini boshqarishni takomillashtirish
yo‘llari. // Bank-moliya xizmatlari bozori. – Toshkent, 2024. – №2. – B. 17–25.
19. Asian Development Bank. Digital Transformation in Financial Services. – Manila,
2023.
20. United Nations Conference on Trade and Development. Technology and Innovation
Report: Artificial Intelligence for Sustainable Development. – Geneva, 2024.
