BANK XIZMATLARINI RIVOJLANTIRISHDA SUN’IY INTELLEKTDAN FOYDALANISH YO’LLARI
DOI:
https://doi.org/10.5281/zenodo.20725832Ключевые слова:
sun’iy intellekt, bank xizmatlari, raqamli bank, fintech, mashinaviy o‘qitish, Big Data, kredit skoringi, risk menejment, chatbotlar, raqamli transformatsiya, kiberxavfsizlik, moliyaviy texnologiyalarАннотация
foydalanishning nazariy-uslubiy asoslari, amaliy jihatlari hamda iqtisodiy samaradorligi tadqiq etilgan. Raqamli iqtisodiyotning jadal rivojlanishi, moliyaviy xizmatlarga bo‘lgan talabning ortishi va banklar o‘rtasidagi raqobatning kuchayishi sharoitida sun’iy intellekt texnologiyalari bank sektorini modernizatsiya qilishning muhim vositalaridan biriga aylanmoqda. Tadqiqotda sun’iy intellektning kreditlash jarayonlari, risklarni boshqarish, firibgarlikni aniqlash, mijozlarga xizmat ko‘rsatish, moliyaviy monitoring, biznes jarayonlarni avtomatlashtirish hamda strategik qarorlar qabul qilishdagi o‘rni va ahamiyati tahlil qilingan.
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